Wise is a digital financial platform that offers international money transfers, multi-currency accounts, and other related services. Here’s a review of the Wise app based on its features and user feedback:

1. International Money Transfers: Wise is known for its competitive exchange rates and low fees compared to traditional banks. The app allows you to send money internationally to various countries in different currencies. The transparent fee structure and real-time exchange rate quotes help users know exactly how much they are paying and receiving.

2. Multi-Currency Accounts: With Wise, you can hold and manage multiple currencies in a single account. This feature is beneficial for individuals or businesses dealing with international transactions frequently. It allows you to receive and hold money in different currencies, which can be converted when needed.

3. Easy to Use: The Wise app offers a user-friendly interface, making it easy to navigate and perform transactions. The process of sending money or setting up a multi-currency account is straightforward and can be completed in a few steps.

4. Security: Wise implements robust security measures to protect user information and funds. They are regulated and authorized by various financial authorities, and customer funds are kept in segregated accounts for added protection.

5. Integration with Local Banking Systems: In some countries, Wise provides local banking details, enabling users to receive payments directly into their Wise accounts. This can be particularly useful for individuals receiving international payments regularly.